We, MYEPOCKET BUSINESS SOLUTIONS PRIVATE LIMITED, a Private Limited Company,
incorporated under the Companies Act, 2013, having its registered office at “A-2
KARAMAT COMPLLSX NISHAT GANJ LUCKNOW Lucknow UP 226012 IN” represented by its
members, (hereinafter referred
to as the “Company”).
the protection of your valuable information.
(hereinafter collectively referred to as the “Platform”).
- Please note that by visiting our “Platform” you are accepting the practices described
by the terms and conditions of the
to you as provided herein. By using the MyEPocket Business, you expressly consent
to our use and disclosure of your personal information in accordance with this
contact our Customer Support Desk at firstname.lastname@example.org.
- In order to provide you with our uninterrupted use of services, we may collect and, in
some circumstances, disclose information about you with your permission. To
ensure better protection of your privacy, we provide this notice explaining our
information collection and disclosure policies, and the choices you make about the
way your information is collected and used.
- “We”, “Our”, and “Us” shall mean and refer to the Platform and/or the Company, as the context so requires.
- “You”, “Your”, “Yourself”, “User”, “Buyer”, “Customer” shall mean and refer to
natural and legal individuals who use this “Platform” and who is
competent to enter into binding contracts, as per Indian laws.
- “Buyers/Customers” shall refer to those who is availing services or products of the
Merchant and making the payment/remittance therefor.
- “User” shall refer to both “Customers/Buyers”.
- “Services” refer to a Platform which develops custom unified payments interface
for retailers and businesses to accept online payments.
- “Third Parties” refer to any Application, company or individual apart from the User
and this “Platform”.
- “Merchant Services” the services or products provided by the Merchant to its
Customers, the remittance/payment for which is to be made through the Customer‟s
valid accounts / Card/s or bank account, using this “Platform”.
- “Personal Information” shall mean and refer to any personally identifiable
information that we may collect from you such as Name, Date
of birth, gender, location) and their credit and debit card details.
For removal of any doubts, please refer to Clause 2.
2. INFORMATION WE COLLECT:
We are committed to respecting your online privacy. We further recognize your need
for appropriate protection and management of any Personal Information you share
with us. We may collect the following information:
- Personal data such as, but not limited to, Name and Mobile Number;
- Store details such as Name, Location, and Category;
- Bank account details such as IFSC code, Bank account number, PAN number;
- Tracking Information such as, but not limited to the IP address of your device and
Device ID when connected to the Internet. This information may include the URL that
you just came from (whether this URL is on the Application or not), which URL you
next go to (whether this URL is on the Application or not), your computer browser
information, and other information associated with your interaction with the
- Details of Application usage for analytics.:
as members of this site, including, but not limited to, browsing behaviour, pages
viewed etc. We also collect, and store the personal information provided by you from
time to time on the Site. We only collect and use such information from you that we
consider necessary for achieving a seamless, efficient and safe experience,
customized to your needs including:i
- To enable the provision of services opted for by you;
- To communicate necessary account and service related information from time to
- To allow you to receive quality customer care services and data Collection;
- To comply with applicable laws, rules and regulations Where any service
requested by you involves a third party, such information as is reasonably necessary
by the Company to carry out your service request may be shared with such third
party. We also do use your contact information to send you offers based on your
interests and prior activity. The Company may also use the contact information
internally to direct its efforts for service improvement but shall immediately delete all
such information upon withdrawal of your consent for the same through the
„unsubscribe‟ button or through an email to be sent email@example.com.
You may from time to time choose to provide payment-related financial information
(credit card, debit card, bank account details, billing address etc.) on this “Platform”.
We are committed to keeping all such sensitive data/information safe at all times and
ensure that such data/information is only transacted over a secure Site of approved
payment gateways that are digitally encrypted and provide the highest possible
degree of care available under the technology presently in use. We shall collect and
store all such information in our internal Company servers for a finite period of time, as long as you are a User of the platform, and shall immediately
delete all such information upon expiry of your User ship. We shall also delete all
aforementioned communication upon withdrawal of User ship of any single party to
The Company will not use your financial information for any purpose other than to
complete a transaction with you. To the extent possible, we provide you the option of
not divulging any specific information that you wish for us not to collect, store or use.
You may also choose not to use a particular service or feature on the Site and optout of any non-essential communications from the platform.
Further, transacting over the internet has inherent risks which can only be avoided
by you following security practices yourself, such as not revealing account/login
related information to any other person and informing our customer care team about
any suspicious activity or where your account has/may have been compromised. At
every stage prior to, during or after information collection, you have the right to
access all personally identifiable information provided, rectify or alter all personally
identifiable information provided, restrict the level of information to be retained as per
your sole discretion and object to the retention, use and potential disclosure of the
personally identifiable information.
3. OUR USE OF YOUR INFORMATION:
The information provided by you shall be used to provide and improve
the service for you and all users.
. For maintaining internal record;
For providing the Services;
For enhancing the Services provided;
For more details about the nature of such communications, please refer to our Terms
of Service. Further, your personal data and sensitive personal data may be collected
and stored by us for internal record only. We shall disclose details including but not
limited to Name, Location, Phone number, etc. of the Customers to the Sellers and
Name, Phone number, Location, etc. of the Sellers to the Customers for the purpose
of provision of Services to the aforementioned. We use your tracking information
such as IP addresses, and or Device ID to help identify you and to gather broad
demographic information and make further services available to you. We will not sell,
license or trade your personal information. We will not share your personal
information with others unless they are acting under our instructions or we are
required to do so by law. Information collected via our server logs includes users‟ IP
addresses and the pages visited; this will be used to manage the web system and
troubleshoot problems. We also use third-party analytics, tracking, optimization and
targeting tools to understand how users engage with our Platform so that we can
improve it and cater personalized content/ads according to their preferences.
4. HOW INFORMATION IS COLLECTED:
Before or at the time of collecting personal information we will identify the purposes
for which information is being collected. If the same is not identified to you, you have
the right to request the Company to elucidate the purpose of collection of said
personal information, pending fulfilment of which you shall not be mandated to
disclose any information whatsoever.
We will collect and use your personal information solely with the objective of fulfilling
those purposes specified by us, within the scope of consent of the individual
concerned or as required by law. We will only retain personal information as long as
necessary for the fulfilment of those purposes. We will collect personal information
by lawful and fair means and with the knowledge and consent of the individual
concerned. Personal data should be relevant to the purposes for which it is to be
used, and, to the extent necessary for those purposes, should be accurate,
complete, and up-to-date.
We use data collection devices such as “cookies” on certain pages of our
Applications. “Cookies” are small files sited on your hard drive that assist us in
providing customized services. We also offer certain features that are only available
through the use of a “cookie”. Cookies can also help us provide information which is
targeted to your interests. Cookies may be used to identify logged in or registered
users. Our Application uses session cookies to ensure that you have a good
experience. These cookies contain a unique number, your „session ID‟, which allows
our server to recognize your computer and „remember‟ what you‟ve done on the
Platform. The benefits of this are:
. You only need to log in once if you‟re navigating secure areas of the site;
Our server can distinguish between your computer and other users, so
you can see the information that you have requested. You can choose to accept or
decline cookies by modifying your browser settings if you prefer. This may prevent
you from taking full advantage of the Platform. We also use various third-party
cookies for usage, behavioural, analytics, and preferences data. The following are
the different types of Cookies used on the Platform:
Authentication cookies: To identify the user and share the content that
he or she requested for;
Functionality cookies: For customized user experience and resuming past course
Tracking, optimization, and targeting cookies: To capture usage metrics on device,
operating system, browser, etc. to capture behavioural metrics for better content
delivery. To cater and suggest the most suited products and services.
6. 3rd PARTY ANALYTICS:
We use a 3rd Party Analytics tools to help us to understand how you make use of
our content and work out how we can make things better. These cookies follow your
progress through our, collecting of anonymous data on where you have come from,
which pages you visit, and how long you spend on the site. This data is then stored
by Google in order to create reports. These cookies do not store your personal data.
The information generated by the cookie about your use of the Application, including
your IP address, may be transmitted to and stored by the 3rd Party on their servers.
The 3rd Party may use this information for the purpose of evaluating your use of the
Application, compiling reports on Application activity for us and providing other
services relating to Application activity and internet usage. The 3rd Party may also
transfer this information to third parties where required to do so by law, or where
such third parties process the information on the 3rd Party‟s behalf. By using this
Application, you consent to the processing of data about you by the 3rd Party in the
manner and for the purposes set out above.
7. EXTERNAL LINKS ON THE APPLICATION:
The Application may include advertisements, hyperlinks to other Applications,
Content, or Resources. We have no control over any Applications or resources,
which are provided by companies or persons other than Us. You acknowledge and
agree that we are not responsible for the availability of any such external sites or
resources, and do not endorse any advertising, services/products or other materials
on or available from such platform or resources. You acknowledge and agree that
We are not liable for any loss or damage which may be incurred by you as a result of
the availability of those external sites or resources, or as a result of any reliance
placed by you on the completeness, accuracy or existence of any advertising,
products or other materials on, or available from such Applications or resources.
These external Applications and resource providers may have their own privacy
policies governing the collection, storage, retention and disclosure of Your Personal
Information that You may be subject to. We recommend that you enter the external
8. YOUR RIGHTS:
Unless subject to an exemption, you have the following rights with respect to your
The right to request a copy of your personal data which we hold about you;
. The right to request for any corrections to any personal data if it is found to be
inaccurate or out of date;
The right to withdraw your consent to the processing at any time;
. The right to object to the processing of personal data;
The right to obtain information as to whether personal data are transferred to a
third country or to an international organization; Where you hold an account with any
of our service, you are entitled to a copy of all personal data which we hold in
relation to you.
You further acknowledge that the Platform may contain information which is
designated confidential by us and that you shall not disclose such information
without our prior written consent. Your information is regarded as confidential and
therefore will not be divulged to any third party, unless legally required to do so to the
appropriate authorities. We will not sell, share, or rent your personal information to
any third party or use your email address for unsolicited mail. Any emails sent by us
will only be in connection with the provision of agreed services, and you retain sole
discretion to seek discontinuation of such communications at any point of time.
10. OTHER INFORMATION COLLECTORS:
addresses the use and disclosure of information we collect from you. To the extent
that you disclose your information to other parties, whether they are on our Platform
or on other sites throughout the Internet, different rules may apply to their use or
disclosure of the information you disclose to them. To the extent that we use thirdparty advertisers, they adhere to their own privacy policies. Since we do not control
the privacy policies of third parties, you are subject to ask questions before you
disclose your personal information to others
11. OUR DISCLOSURE OF YOUR INFORMATION:
We shall disclose details including but not limited to Name, Location, Phone number,
etc. of the Customers to the Sellers and Name, Phone number, etc. of the Sellers to
the Customers for the purpose of provision of Services to the aforementioned.
Information collected will not be considered as sensitive if it is freely available and
accessible in the public domain or is furnished under the Right to Information Act,
2005, any rules made there ender or any other law for the time being in force. Due to
the existing regulatory environment, we cannot ensure that all of your private
communications and other personally identifiable information will never be disclosed
limiting and foregoing), we may be forced to disclose information to the government,
law enforcement agencies or third parties. Therefore, although we use industrystandard practices to protect your privacy, we do not promise, and you should not
expect, that your personally identifiable information or private communications would
always remain private. We do, however, assure you that any and all disclosure of
your personally identifiable information shall be personally intimated to you through
an email sent to your provided email address. As a matter of policy, we do not sell or
rent any personally identifiable information about you to any third party. However, the
following describes some of the ways that your personally identifiable information
may be disclosed:
External Service Providers: There may be a number of services offered by
external service providers that help you use our Platform. If you choose to use these
optional services, and in the course of doing so, disclose information to the external
service providers, and/or grant them permission to collect information about you,
Law and Order: We cooperate with law enforcement inquiries, as well as other
third parties to enforce laws, such as: intellectual property rights, fraud and other
rights. We can (and you authorize us to) disclose any information about you to law
enforcement and other government officials as we, in our sole discretion, believe
necessary or appropriate, in connection with an investigation of fraud, intellectual
property infringements, or other activity that is illegal or may expose us or you to
12. ACCESSING, REVIEWING AND CHANGING YOUR PROFILE:
Following registration, you can review and change the information you submitted at
the stage of registration, except mobile number and other fields such as Bank
account details, PAN number that are deemed unique to the user by us. An option
for facilitating such change shall be present on the Platform and such change shall
be facilitated by the User. If you change any information we may or may not keep
track of your old information. We will not retain in our files information you have
requested to remove for certain circumstances, such as to resolve disputes,
troubleshoot problems, and enforce our terms and conditions. Such prior information
shall be completely removed from our databases, including stored „back up‟ systems.
If you believe that any information, we are holding on you is incorrect or incomplete,
or to remove your profile so that others cannot view it, the User needs to remediate,
and promptly correct any such incorrect information.
13. CONTROL OF YOUR PASSWORD:
When you sign up to become a Member, you might be asked to choose a password.
You are entirely responsible for maintaining the confidentiality of your password. It is
important that you protect it against unauthorized access of your account and
information by choosing your password carefully and keeping your password and
computer secure by signing out after using our services. You agree not to use the
account, username, email address or password of another Member at any time or to
disclose your password to any third party. You are responsible for all actions taken
with your login information and password, including fees. If you lose control of your
password, you may lose substantial control over your personally identifiable
information and may be subject to legally binding actions taken on your behalf.
Therefore, if your password has been compromised for any reason, you should
immediately change your password. You agree to notify us immediately if you
suspect any consistent unauthorized use of your account or access to your
password even after changing it.
We treat data as an asset that must be protected against loss and unauthorized
access. We employ many different security techniques to protect such data from
unauthorized access by members inside and outside the Company. We follow
generally accepted industry standards to protect the Personal Information submitted
to us and information that we have accessed. However, as effective as encryption
technology is, no security system is impenetrable. Our Company cannot guarantee
the security of our database, nor can we guarantee that the information you provide
will not be intercepted while being transmitted to the Company over the Internet.
independent of and severable from all and any other paragraphs herein except
where otherwise expressly indicated or indicated by the context of the agreement.
The decision or declaration that one or more of the paragraphs are null and void
policy will govern our use of your information and will always be at the Platform.
17. CONTACT US:
contact us by sending an email to firstname.lastname@example.org Information provided in the
Application may not be 100% accurate and may be provided for promotional
purposes of the business. Re-imagine your bank